All Financial Calculators
Browse FinTool’s complete directory of free financial calculators across 16 categories including loans, investments, tax, retirement, and real estate.
Retirement Calculators
View Category Hub →401(k) Calculator: Retirement Growth & Employer Match Estimator
Calculate 401(k) retirement savings growth with employer matching contributions, annual salary increases, and compound investment returns under IRS limits.
Calculate Now →FIRE Calculator: Financial Independence Retire Early Estimator
Calculate your Financial Independence Retire Early (FIRE) target corpus (FI Number) using the Trinity Study 4% Safe Withdrawal Rate rule.
Calculate Now →Gratuity Calculator: Payment of Gratuity Act Amount & Tax Exemption
Calculate statutory gratuity payout under Payment of Gratuity Act 1972. Estimate tax-free gratuity exemption under Section 10(10) up to ₹20 Lakhs.
Calculate Now →NPS Calculator: National Pension System Corpus & Pension Estimator
Calculate National Pension System (NPS) maturity corpus, 60% tax-free lump sum withdrawal, and monthly annuity pension payouts under PFRDA rules.
Calculate Now →Pension Calculator: Annuity Income & Monthly Pension Estimator
Calculate guaranteed monthly pension income, annual annuity payouts, and cumulative lifetime returns based on retirement corpus and annuity rates.
Calculate Now →Provident Fund (EPF) Calculator: Retirement Balance & Interest
Calculate Employee Provident Fund (EPF) maturity balance, 12% employee contributions, 3.67% employer EPF, and 8.25% EPFO annual compound interest.
Calculate Now →Retirement Corpus Calculator: Estimate Target Nest Egg & SIP Savings
Calculate inflation-adjusted retirement corpus requirements. Estimate monthly SIP investments needed for comfortable post-retirement independence.
Calculate Now →Tax Calculators
View Category Hub →Capital Gains Tax Calculator: Equity, Property & Asset Tax Rates
Calculate STCG and LTCG capital gains tax for FY 2025-26 under Budget 2024 rules. Estimate tax liability for stocks, equity mutual funds, and real estate.
Calculate Now →GST Calculator: Goods & Services Tax Rate Estimator (FY 2025-26)
Calculate GST inclusive and exclusive amounts online. Instant CGST, SGST, IGST split for 5%, 12%, 18%, and 28% tax slabs with worked examples.
Calculate Now →Income Tax Calculator FY 2025-26: New Tax Regime Slabs
Calculate income tax liability for FY 2025-26 (AY 2026-27) under the New Tax Regime. Estimate taxable income, Section 87A rebate, and net take-home salary.
Calculate Now →HRA Calculator: House Rent Allowance Tax Exemption (Sec 10(13A))
Calculate House Rent Allowance (HRA) tax exemption online under Section 10(13A). Estimate exempt vs taxable HRA for Metro & Non-Metro cities accurately.
Calculate Now →Take-home Salary Calculator: In-Hand Pay & Deductions (FY 2025-26)
Calculate net monthly take-home salary from gross annual CTC under Budget 2024 New Tax Regime. Estimate income tax, ₹75,000 standard deduction, and EPF.
Calculate Now →TDS Calculator: Tax Deducted at Source Rate & Net Payout Estimator
Calculate Tax Deducted at Source (TDS) for salary, professional fees, contractor payments, and bank FD interest. View net cash payout and 26AS credit.
Calculate Now →VAT Calculator: Value Added Tax Amount & Rate Estimator
Calculate VAT inclusive and exclusive prices online. Instant Value Added Tax calculation for standard (20%), reduced (5%), and zero-rate tax items.
Calculate Now →Loan & EMI Calculators
View Category Hub →Car Loan Calculator: Vehicle EMI & Down Payment Estimator
Calculate your monthly auto loan EMI, down payment, total interest outgo, and processing fees. Compare car loan options across 1 to 7-year tenures.
Calculate Now →Education Loan Calculator: Estimate Student Loan EMI & Tax Benefits
Calculate post-study education loan EMIs, moratorium period interest accrual, and Section 80E tax deductions for domestic and abroad higher studies.
Calculate Now →EMI Calculator: Instant Loan Repayment & Amortization Schedule
Calculate your loan EMI instantly for home, personal, or car loans. View principal vs interest breakdowns, amortization schedules, and repayment strategies.
Calculate Now →Home Loan Calculator: Estimate EMI & Mortgage Amortization
Calculate your monthly home loan EMI, required down payment, processing fees, and amortization schedule. Compare interest rates to save lakhs on housing debt.
Calculate Now →Loan Amortization Calculator: Complete Repayment Schedule Table
Generate a complete month-by-month loan amortization schedule. View principal vs interest breakdowns, balance trajectories, and cumulative interest costs.
Calculate Now →Loan Prepayment Calculator: Calculate Interest Savings & Reduced Tenure
Calculate how much interest you save and how many months you reduce by making partial lump-sum loan prepayments on your home, personal, or car loan.
Calculate Now →Loan Eligibility Calculator: FOIR & Borrowing Power Estimator
Calculate your maximum borrowing capacity for home, personal, and car loans using the bank FOIR formula. Estimate affordable EMIs based on monthly income.
Calculate Now →Personal Loan Calculator: Repayment EMI & Interest Estimator
Calculate your monthly personal loan EMI, total interest, processing fees, and amortization schedule. Compare unsecured borrowing scenarios instantly.
Calculate Now →Investment Calculators
View Category Hub →CAGR Calculator: Compound Annual Growth Rate Formula
Calculate Compound Annual Growth Rate (CAGR) for stocks, mutual funds, and real estate investments. Measure annualized investment growth performance.
Calculate Now →Mutual Fund Returns Calculator: Estimate SIP & Lumpsum Gains
Calculate expected wealth growth and capital gains for mutual fund investments. Estimate SIP and lumpsum returns across equity and hybrid funds.
Calculate Now →Lumpsum Calculator: Mutual Fund Compound Interest Returns
Calculate future wealth growth for one-time mutual fund lumpsum investments. View estimated capital gains, compounding schedules, and growth benchmarks.
Calculate Now →Step-up SIP Calculator: Top-Up Mutual Fund Returns
Calculate how annual top-ups (step-up %) boost your mutual fund SIP returns. Compare flat SIP vs step-up SIP wealth accumulation schedules.
Calculate Now →SIP Calculator: Calculate Mutual Fund Returns & Wealth Corpus
Calculate your Systematic Investment Plan (SIP) returns instantly. View wealth accumulation, total invested capital, estimated returns, and growth schedules.
Calculate Now →SWP Calculator: Systematic Withdrawal Plan & Monthly Income
Calculate regular monthly cash withdrawals from mutual funds. Estimate remaining capital balance, total payouts, and tax-efficient retirement cash flow.
Calculate Now →Directory FAQs
How many financial calculators are available on FinTool?
FinTool features 194 financial calculators spanning 16 categories including loans, investments, tax, retirement, crypto, real estate, and salary tools.
Are all calculators free and private?
Yes, 100% of our calculations execute client-side inside your browser with zero data logging or account registration required.