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Privacy Policy

Effective Date: August 6, 2026. Your financial privacy is absolute. FinTool is engineered with a 100% client-side architecture so your numbers never leave your device.

100% Client-Side Privacy Guarantee

Every loan input, salary figure, tax exemption detail, or investment amount you type into any FinTool calculator is processed entirely within your web browser's local JavaScript engine.

FinTool does NOT transmit, receive, capture, or store any of your financial input values to remote servers or third-party databases. When you refresh or close the page, your calculation state vanishes instantly.

1. Information We Do Not Collect

Because we prioritize privacy by design, FinTool does not collect:

  • Financial data (loan amounts, salaries, income tax figures, interest rates, investment balances).
  • Personally Identifiable Information (names, email addresses, phone numbers, Social Security Numbers, or Tax IDs).
  • User account credentials (no sign-up or login required).

2. Cookies & Local Storage

We use browser Local Storage solely for client-side user experience enhancements, such as preserving your preferred theme mode or calculator slider states locally.

We do not use persistent tracking cookies to profile user financial behavior.

3. Advertising & Analytics

FinTool is a free, ad-supported platform. We may partner with privacy-compliant advertising networks (such as Google AdSense) to display non-intrusive advertisements.

These advertising partners may use standard web beacons or anonymized cookies to serve relevant ads based on general site visitation. You can manage or disable personalized ad preferences through your browser settings or Google Ad Settings.

4. Compliance with GDPR, CCPA & Global Regulations

Under the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and California Privacy Rights Act (CPRA), users have rights regarding personal data processing. Because FinTool collects zero personal data or financial records, your data is inherently protected from unauthorized storage or processing.

5. Contact Our Data Protection Officer

If you have questions regarding this Privacy Policy or web privacy compliance, please reach out via our Contact Page or email privacy@fintool.org.