Terms of Use
Last Updated: August 6, 2026. Please review these terms governing your access to FinTool financial calculators and educational guides.
1. Educational & Estimation Disclaimer
All 194 calculators, mathematical engines, amortization schedules, tax estimates, and financial guides published on FinTool are provided strictly for educational, illustrative, and informational purposes.
FinTool is not a registered investment advisor, certified financial planner (CFP), certified public accountant (CPA), or licensed lender. Computational outputs do not constitute formal financial, investment, tax, legal, or mortgage advice. For binding financial decisions, consult a qualified professional. See our full Financial Disclaimer.
2. Permitted Use & Fair Access
You are granted a non-exclusive, revocable license to access and use FinTool calculators for personal, commercial, or educational planning.
You agree not to:
- Automate unauthorized web-scraping or denial-of-service traffic against FinTool infrastructure.
- Frame or mirror FinTool pages without explicit attribution.
- Misrepresent computational estimates generated by FinTool as guaranteed financial commitments from banks or tax authorities.
3. Intellectual Property Rights
The software code, design system, layout, mathematical algorithms, client-side widgets, content guides, and brand trademarks associated with FinTool are protected by intellectual property laws.
4. Limitation of Liability
In no event shall FinTool, its engineers, quant authors, or affiliates be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our tools, or reliance upon computational estimates.
5. Governing Law & Modifications
These Terms shall be governed by applicable laws. FinTool reserves the right to modify these Terms of Use at any time. Continued use of the platform constitutes acceptance of updated terms.